{"title":"MVA Guides","description":"","products":[{"product_id":"national-mva-recovery-guide","title":"National MVA Recovery Guide","description":"\u003cp\u003eAfter a motor vehicle accident, the details begin to fade before you realize how much they matter. Appointments, symptoms, expenses, the calls with your adjuster. Every one of them can shape your health, your insurance claim and your recovery.\u003c\/p\u003e\n\u003cp\u003eThe National MVA Recovery Workbook gives you one steady place to hold all of it. 192 pages built to walk beside you, from the first hours after your crash through the long road back. Every one of its 1,600 plus fields is fillable on your phone, tablet or computer, so you can record what happens the moment it happens and keep everything in one file.\u003c\/p\u003e\n\u003cp\u003eInside you will find structured space for:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eThe first hours and days after your accident\u003c\/li\u003e\n\u003cli\u003eMedical, specialist and therapy appointments\u003c\/li\u003e\n\u003cli\u003eDaily symptom and pain tracking\u003c\/li\u003e\n\u003cli\u003eMedication and treatment logs\u003c\/li\u003e\n\u003cli\u003eExpenses, receipts and travel mileage\u003c\/li\u003e\n\u003cli\u003eTime away from work and income lost\u003c\/li\u003e\n\u003cli\u003eYour conversations with insurers and legal support\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eIt is written in plain language, for real people on a hard day, not for lawyers. This is the National edition, built for use anywhere in Canada. Pair it with your Provincial Add-On for the rules, timelines and details specific to where you live.\u003c\/p\u003e\n\u003cp\u003eYou focus on healing. Let the workbook hold the record.\u003c\/p\u003e\n\u003cp\u003eQuestions? Reach us at Recovery@hurtsquare.ca\u003c\/p\u003e","brand":"Hurt Square","offers":[{"title":"Default Title","offer_id":49533046325505,"sku":"HS-MVA-NAT","price":39.0,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0807\/7348\/0705\/files\/IMG_2023.jpg?v=1783394963"},{"product_id":"ontario-mva-companion-guide","title":"Ontario MVA Companion Guide","description":"\u003cp\u003eOntario runs one of the most complex accident systems in Canada, and some of its deadlines begin before the bruises have settled. Miss a form or a date, and it can quietly cost you the support you are owed.\u003c\/p\u003e\n\u003cp\u003eThe Ontario Companion Guide sits beside your National workbook and speaks the language of your province. It walks you through the rules, the timelines and the forms that decide how your claim unfolds, in plain words, at the pace you can manage.\u003c\/p\u003e\n\u003cp\u003eInside you will find structured space and guidance for:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eThe first seven days and every deadline that matters, from the 24 hour report to the 2 year limit\u003c\/li\u003e\n\u003cli\u003eYour accident benefits under the SABS and what changed on July 1, 2026\u003c\/li\u003e\n\u003cli\u003eThe three injury categories that shape your funding\u003c\/li\u003e\n\u003cli\u003eThe OCF forms, decoded, with a tracker for every submission\u003c\/li\u003e\n\u003cli\u003eYour auto policy, adjuster calls and medical team in one place\u003c\/li\u003e\n\u003cli\u003eWhat to do if your insurer says no, and how the LAT process works\u003c\/li\u003e\n\u003cli\u003eCover for pedestrians, cyclists and passengers, and when there is no insurance\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eEvery worksheet is fillable on your phone, tablet or computer, so you can record what happens the moment it happens. This is the Ontario edition. Pair it with your National MVA Guide for the full picture of your recovery.\u003c\/p\u003e\n\u003cp\u003eYou focus on healing. Let the Guide hold the record.\u003c\/p\u003e\n\u003cp\u003eQuestions? Reach us at Recovery@hurtsquare.ca\u003c\/p\u003e","brand":"Hurt Square","offers":[{"title":"Default Title","offer_id":49535536234753,"sku":"HS-MVA-ON","price":24.99,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0807\/7348\/0705\/files\/411AFCED-4292-401E-9629-A3A26972ACA3.png?v=1783437973"},{"product_id":"alberta-mva-companion-guide","title":"Alberta MVA Companion Guide","description":"\u003cp\u003eAlberta's accident rules are shifting. For collisions on or after January 1, 2027, a privately delivered care-first system called Care First changes how benefits and claims work, and the date of your collision, not the date you file, decides which system applies to you. Knowing where you stand has never mattered more.\u003c\/p\u003e\n\u003cp\u003eThis Alberta Companion Guide is your local map. It works alongside the Hurt Square National MVA Recovery Workbook and adds what is specific to Alberta:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eYour Section B accident benefits, paid no matter who was at fault\u003c\/li\u003e\n\u003cli\u003eThe AB-1, AB-1A, and AB-2 forms and the deadlines that come with them\u003c\/li\u003e\n\u003cli\u003eThe minor injury cap in plain terms, and the serious injuries it does not touch\u003c\/li\u003e\n\u003cli\u003eA full set of fillable worksheets to record your recovery from the first day\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eWhether you were a driver, a passenger, a pedestrian, or a cyclist, a clear record is the surest way to be heard. This is a fillable PDF you can complete on a phone, tablet, or computer. Pairs with the National Workbook.\u003c\/p\u003e","brand":"Hurt Square","offers":[{"title":"Default Title","offer_id":49535854706945,"sku":"HS-MVA-AB","price":24.99,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0807\/7348\/0705\/files\/C4CBB2B6-66AD-4902-9954-C6B868669B25.png?v=1783443055"},{"product_id":"saskatchewan-mva-companion-guide","title":"Saskatchewan MVA Companion Guide","description":"\u003cp\u003eSaskatchewan runs its own path. One public insurer, SGI, stands behind every claim, and your coverage follows either a No Fault or a Tort route that quietly shapes what you can claim and what you can do next.\u003c\/p\u003e\n\u003cp\u003eThe Saskatchewan Companion Guide sits beside your National Guide and speaks the language of your province. It walks you through SGI, the timelines and the forms that decide how your claim unfolds, in plain words, at the pace you can manage.\u003c\/p\u003e\n\u003cp\u003eInside you will find structured space and guidance for:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eThe first days after a collision and every step that protects your claim, from reporting to SGI to the deadlines that follow\u003c\/li\u003e\n\u003cli\u003eYour choice between No Fault and Tort coverage, and what each one means for your benefits\u003c\/li\u003e\n\u003cli\u003eSGI accident benefits and what you are entitled to, decoded\u003c\/li\u003e\n\u003cli\u003eIncome replacement and how it is worked out when you cannot earn\u003c\/li\u003e\n\u003cli\u003eMedical and rehabilitation support, and how to move through Saskatchewan's health system\u003c\/li\u003e\n\u003cli\u003eEvery SGI form and call, tracked in one place, so nothing slips\u003c\/li\u003e\n\u003cli\u003eWhat to do if SGI says no, and how the dispute process works\u003c\/li\u003e\n\u003cli\u003eCover for passengers, pedestrians and cyclists, and the steps that apply to each\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eEvery worksheet is fillable on your phone, tablet or computer, so you can record what happens the moment it happens. This is the Saskatchewan edition. Pair it with your National MVA Guide for the full picture of your recovery.\u003c\/p\u003e\n\u003cp\u003eYou focus on healing. Let the Guide hold the record.\u003c\/p\u003e\n\u003cp\u003eQuestions? Reach us at Recovery@hurtsquare.ca\u003c\/p\u003e","brand":"Hurt Square","offers":[{"title":"Default Title","offer_id":49536297140481,"sku":"HS-MVA-SK","price":24.99,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0807\/7348\/0705\/files\/5A0742B5-8DEB-4873-82CF-F90CEECACC3C.png?v=1783448124"},{"product_id":"british-columbia-mva-companion-guide","title":"British Columbia MVA Companion Guide","description":"\u003cp\u003eBritish Columbia runs a no-fault system called Enhanced Care, and one of its most important deadlines can arrive before the shock has worn off. ICBC covers your care no matter who caused the crash, yet the benefits only reach you if you report on time and keep a clear record of every step. Lose track of the 90-day window to submit your CL22, or of your treatment, and the help you are owed becomes harder to claim.\u003c\/p\u003e\n\u003cp\u003eThe British Columbia MVA Companion Guide walks beside you through the parts that matter most. How to report to ICBC, how to use your pre-approved 12 weeks of treatment, how income replacement works, and which records protect your recovery. It carries BC-specific timelines, plain-language explanations, and fillable worksheets that turn a heavy process into steady, ordered steps you can take at your own pace.\u003c\/p\u003e\n\u003cp\u003eThis is your Provincial Add-On to the National MVA Recovery Guide. One is the map of your whole recovery. The other makes it local to British Columbia, from ICBC and Enhanced Care to the courts and the road back to driving. Written with care for anyone on a BC road, whether you were driving, riding, or crossing the street.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eRecovery First. Pressure Last.\u003c\/strong\u003e\u003c\/p\u003e","brand":"Hurt Square","offers":[{"title":"Default Title","offer_id":49537451032833,"sku":"HS-MVA-BC","price":24.99,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0807\/7348\/0705\/files\/7493EA0C-9743-4121-92EC-5B7B00D52F99.png?v=1783450530"},{"product_id":"manitoba-mva-companion-guide","title":"Manitoba MVA Companion Guide","description":"\u003cp\u003eManitoba runs a no-fault system through Manitoba Public Insurance, and its Personal Injury Protection Plan decides what support reaches you after a collision. Some of its timelines begin before the shock has worn off, and a missed report or review date can quietly cost you the benefits you are owed.\u003c\/p\u003e\n\u003cp\u003eThe Manitoba Companion Guide sits beside your National workbook and speaks the language of your province. It walks you through PIPP, the deadlines and the MPI process that shape how your claim unfolds, in plain words, at the pace you can manage.\u003c\/p\u003e\n\u003cp\u003eInside you will find structured space and guidance for:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eThe first seven days and every deadline that matters, from your first report to MPI to the reviews that follow\u003c\/li\u003e\n\u003cli\u003eYour PIPP benefits and what each one covers, from income replacement to death benefits\u003c\/li\u003e\n\u003cli\u003eIncome replacement, the 7 day waiting period and how your payments begin\u003c\/li\u003e\n\u003cli\u003eMedical, rehabilitation, personal care and permanent impairment, with a tracker for every submission\u003c\/li\u003e\n\u003cli\u003eReturn to work, your case manager and your medical team in one place\u003c\/li\u003e\n\u003cli\u003eWhat to do if MPI says no, from the 60 day Internal Review to the 90 day AICAC appeal\u003c\/li\u003e\n\u003cli\u003eCover for pedestrians, cyclists and passengers, and the free help of the Claimant Adviser Office\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eEvery worksheet is fillable on your phone, tablet or computer, so you can record what happens the moment it happens. This is the Manitoba edition. Pair it with your National MVA Guide for the full picture of your recovery.\u003c\/p\u003e\n\u003cp\u003eYou focus on healing. Let the Guide hold the record.\u003c\/p\u003e\n\u003cp\u003eQuestions? Reach us at Recovery@hurtsquare.ca\u003c\/p\u003e","brand":"Hurt Square","offers":[{"title":"Default Title","offer_id":49537899331841,"sku":"HS-MVA-MB","price":24.99,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0807\/7348\/0705\/files\/25AC42ED-F34E-4D24-BED4-487B76A1D224.png?v=1783459262"},{"product_id":"quebec-mva-companion-guide","title":"Quebec MVA Companion Guide","description":"\u003cp\u003eQuebec runs a pure no-fault public system through the SAAQ, and the Société de l'assurance automobile du Québec decides what support reaches you after a collision, no matter who was at fault. Some of its timelines begin before the shock has worn off, and a missed claim or review date can quietly cost you the benefits you are owed.\u003c\/p\u003e\n\u003cp\u003eThe Quebec Companion Guide sits beside your National Guide and speaks the language of your province. It walks you through the SAAQ, the deadlines and the compensation process that shape how your claim unfolds, in plain words, at the pace you can manage.\u003c\/p\u003e\n\u003cp\u003eInside you will find structured space and guidance for:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eThe first seven days and every deadline that matters, from filing your SAAQ claim to the reviews that follow\u003c\/li\u003e\n\u003cli\u003eUnderstanding the SAAQ system and what a pure no-fault plan means for your recovery\u003c\/li\u003e\n\u003cli\u003eIncome Replacement Indemnity, how it is calculated and when your payments begin\u003c\/li\u003e\n\u003cli\u003eMedical documentation, permanent impairment and bodily injury indemnities, with a tracker for every submission\u003c\/li\u003e\n\u003cli\u003eVehicle damage and your private insurer, including the joint report\u003c\/li\u003e\n\u003cli\u003eRehabilitation, your compensation officer and your accident victim counsellor in one place\u003c\/li\u003e\n\u003cli\u003eWhat to do when you disagree, from the review to an appeal at the Tribunal administratif du Québec\u003c\/li\u003e\n\u003cli\u003eCover for pedestrians, cyclists and passengers under Quebec's public plan\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eEvery worksheet is fillable on your phone, tablet or computer, so you can record what happens the moment it happens. This is the Quebec edition. Pair it with your National MVA Guide for the full picture of your recovery.\u003c\/p\u003e\n\u003cp\u003eYou focus on healing. Let the Guide hold the record.\u003c\/p\u003e\n\u003cp\u003eQuestions? Reach us at Recovery@hurtsquare.ca\u003c\/p\u003e","brand":"Hurt Square","offers":[{"title":"Default Title","offer_id":49537987248385,"sku":"HS-MVA-QC","price":24.99,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0807\/7348\/0705\/files\/F3AB423A-EEA3-4B6E-9150-92D5EB88C1BA.png?v=1783460964"},{"product_id":"newfoundland-labrador-mva-companion-guide","title":"Newfoundland and Labrador MVA Companion Guide","description":"\u003cp\u003eNewfoundland and Labrador runs a private insurance system, and one of its most important protections is optional. Many drivers never confirm they carry Section B accident benefits until they are already hurt. This Companion Guide walks you through your SPF-1 policy, the Section B coverage you may or may not have, the 120-day notice deadline that few people have heard of, and the claim clocks that begin the moment a collision happens.\u003c\/p\u003e\u003cp\u003eInside you will find plain guidance on the system here, fillable worksheets to document the accident and your recovery, a daily journal, and trackers for medical care, expenses, and insurer conversations. It is built to sit beside the National MVA Recovery Workbook and adds what is specific to Newfoundland and Labrador. This is a fillable PDF you can type into on any device or print at home.\u003c\/p\u003e","brand":"Hurt Square","offers":[{"title":"Default Title","offer_id":49542716653825,"sku":"HS-MVA-NL","price":24.99,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0807\/7348\/0705\/files\/E304638B-0564-41FC-95FD-4D7167F7ECB2.png?v=1783546797"},{"product_id":"nova-scotia-mva-companion-guide","title":"Nova Scotia MVA Companion Guide","description":"\u003cp\u003eNova Scotia lets you claim against the at-fault driver, yet a rule called the Minor Injury Cap can quietly limit what you recover. Injuries labelled minor face a fixed cap on pain and suffering, and whether yours counts as minor often turns on how well its effect on your daily life is recorded from the start. This Companion Guide walks you through your Section B accident benefits, the Minor Injury Cap and what can move an injury beyond it, the reporting steps after a collision, and the claim clocks that begin the day it happens.\u003c\/p\u003e\u003cp\u003eInside you will find plain guidance on the system here, fillable worksheets to document the accident and your recovery, a daily journal, and trackers for medical care, expenses, and insurer conversations. It is built to sit beside the National MVA Recovery Workbook and adds what is specific to Nova Scotia. This is a fillable PDF you can type into on any device or print at home.\u003c\/p\u003e","brand":"Hurt Square","offers":[{"title":"Default Title","offer_id":49542912082177,"sku":"HS-MVA-NS","price":24.99,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0807\/7348\/0705\/files\/89BD46E6-744E-4C29-A091-ED1B80FB329B.png?v=1783548663"},{"product_id":"territories-mva-companion-guide","title":"Territories MVA Companion Guide","description":"\u003cp\u003eThe territories run a tort based private insurance system, and the largest factor in most accident claims here is distance. When specialists, imaging, and treatment can sit thousands of kilometres away, every medical travel trip, every rescheduled appointment, and every out-of-pocket cost becomes part of your claim. This Companion Guide helps injured people across Yukon, the Northwest Territories, and Nunavut document the day of the accident, track medical travel and northern costs, and protect what they are owed under a system that was never built for the North.\u003c\/p\u003e","brand":"Hurt Square","offers":[{"title":"Default Title","offer_id":49543221149953,"sku":"HS-MVA-TERR","price":24.99,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0807\/7348\/0705\/files\/8064ACC0-82C1-4168-B910-825AC9AA366F.png?v=1783555416"},{"product_id":"prince-edward-island-mva-companion-guide","title":"Prince Edward Island MVA Companion Guide","description":"\u003cp\u003ePrince Edward Island runs a private insurance system, and one rule can quietly limit what you recover. Injuries labelled minor fall under a cap on pain-and-suffering, even when the effects linger for months. Your own Section B benefits cover medical care, rehabilitation, and lost income while your claim against the at-fault driver moves along a separate track.\u003c\/p\u003e\n\u003cp\u003eRecovery on the Island brings its own realities. Specialist care often means travelling off-island to Halifax. Deadlines can arrive before the shock has worn off. The person keeping the clearest record is usually the one who fares best.\u003c\/p\u003e\n\u003cp\u003eThe Prince Edward Island Companion Guide gives you one place to hold all of it. You document the collision, your medical team, every appointment, and the symptoms you are watching for. You track Section B medical and rehabilitation spending against the limit, decode Sections A through D of your policy, and keep a dated log of every call and letter with your insurer.\u003c\/p\u003e\n\u003cp\u003eIt also carries the parts that are easy to lose. Income and employment through recovery. Housekeeping and caregiving hours you can no longer manage on your own. Your rights under the Minor Injury Cap, the SEF 44 endorsement, and a review before the Island Regulatory and Appeals Commission.\u003c\/p\u003e\n\u003cp\u003eThis is a fillable PDF you complete on any device and keep as your own record. It is information to help you stay organized through recovery. It is not legal advice and it is not medical advice.\u003c\/p\u003e\n\u003cp\u003eYour Recovery. Documented. 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This Companion Guide walks you through your Section B accident benefits, the Minor Injury Cap and what can move an injury beyond it, the reporting steps after a collision, and the claim clocks that begin the day it happens.\u003c\/p\u003e\u003cp\u003eInside you will find plain guidance on the system here, fillable worksheets to document the accident and your recovery, a daily journal, and trackers for medical care, expenses, and insurer conversations. It is built to sit beside the National MVA Recovery Workbook and adds what is specific to New Brunswick. This is a fillable PDF you can type into on any device or print at home.\u003c\/p\u003e","brand":"Hurt Square","offers":[{"title":"Default Title","offer_id":49605037981953,"sku":"HS-MVA-NB","price":24.99,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0807\/7348\/0705\/files\/HurtSquare-NewBrunswickCompanionGuide.png?v=1783643428"},{"product_id":"truck-drivers-companion-guide","title":"Truck Driver's Companion Guide","description":"\u003cp\u003eA crash in a commercial vehicle changes your work and your health at the same time, and the paperwork rarely waits for you to feel ready. Hours of service, the carrier, the insurer, your medical care, and your return to the road all move at once. This Companion Guide gives you one place to hold it all.\u003c\/p\u003e\n\u003cp\u003eBuilt for truck and commercial drivers across Canada, it walks you through the first hours after a collision, the people and numbers you will need, and a clear record your doctor, your carrier, and your insurer can rely on. Fillable logs track symptoms, appointments, medication, sleep, and lost time. A graduated return-to-work plan helps protect the recovery you have worked for, because pressure to return early is a known cause of re-injury.\u003c\/p\u003e\n\u003cp\u003eYou do not have to carry it alone. Fill it in on your device or print it. Every page is yours.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eYour Recovery. Documented. 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