Prince Edward Island Section B Claim Deadlines
The dates that govern a Prince Edward Island Section B claim. Free. No email required. For drivers, passengers, cyclists and people on foot.
Prince Edward Island runs on the same Section B structure as the rest of Atlantic Canada. Your own insurer pays for treatment and lost income whoever caused the crash, and a claim against the at fault driver is a separate matter with its own clock.
AT A GLANCE
| You have | To do this | Counting from |
|---|---|---|
| 30 days | Give written notice of claim to your own insurer | The date of the accident |
| 90 days | File the proof of claim | The date of the accident |
How long do you have to notify your insurer in Prince Edward Island?
Thirty days from the accident, or as soon as practicable after that, with the proof of claim following within ninety days. This is the Section B structure used across New Brunswick, Nova Scotia and Prince Edward Island alike.
Write down before you hang up. The date and time you called. The name of the person who answered. Your claim number. Which forms they are sending and when.
What does Section B cover in Prince Edward Island?
Medical and rehabilitation expenses, income replacement if you cannot work, a weekly housekeeping benefit, and death and funeral benefits. It comes from your own policy and it pays whoever caused the collision, including when it was you.
Income replacement in particular has a short reporting window across Atlantic Canada, often requiring that you both notify your insurer and apply for the benefit early. If you are off work at all, raise it at your first medical appointment rather than waiting to see whether you improve.
Section B and a claim against the at fault driver are separate and can both be pursued at the same time. One does not replace the other.
Does Prince Edward Island have an ultimate limitation period?
No, and it is the only Atlantic province without one. Nova Scotia and New Brunswick both have a fifteen year outer limit that applies regardless of when you discovered the injury. Newfoundland and Labrador has thirty years. Prince Edward Island has none.
That is a difference that only matters in unusual cases, but it is worth knowing that the general limitation period for starting a claim still applies and is set out in the Statute of Limitations. Confirm your own date with a lawyer rather than assuming, because the general period is what will govern almost every claim.
Last verified: July 2026
Checked against: the standard Section B provisions of the Atlantic automobile policy and the Prince Edward Island Statute of Limitations, cross-checked across multiple independent Atlantic Canada practitioner sources. We give no figure for the general limitation period here because we have not confirmed it against the statute itself, so confirm yours with a lawyer.
Deadlines change. If you find something on this page that is out of date, write to Recovery@hurtsquare.ca and we will correct it publicly.
Keeping the record these deadlines depend on
Thirty days and ninety days both run from the accident, which sounds simple until you are three weeks in and cannot remember which day you called.
Two things decide how an injury claim goes. What you wrote down and whether you did the right thing at the right time for where you live. The National Recovery Guide handles the first, the daily record of symptoms, appointments, calls and costs that a claim is eventually judged on. The Provincial Companion Guide handles the second, the deadlines on this page and the forms, boards and appeal routes behind them. People who have only one tend to end up with a careful record aimed at the wrong process, or the right dates and nothing to put in front of them.
Recovery First. Pressure Last.
See the Prince Edward Island MVA Companion Guide
The scene checklist for the first three days is at hurtsquare.ca/72. It is free and asks nothing of you.
This page is general information for people in Prince Edward Island. It is not legal or medical advice. Rules differ by province and change over time. Confirm anything specific to your situation with a lawyer or your insurer.