Ontario MVA Companion Guide

Ontario runs one of the most complex accident systems in Canada, and some of its deadlines begin before the bruises have settled. Miss a form or a date, and it can quietly cost you the support you are owed.

The Ontario Companion Guide sits beside your National workbook and speaks the language of your province. It walks you through the rules, the timelines and the forms that decide how your claim unfolds, in plain words, at the pace you can manage.

Inside you will find structured space and guidance for:

• The first seven days and every deadline that matters, from the 24 hour report to the 2 year limit
• Your accident benefits under the SABS and what changed on July 1, 2026
• The three injury categories that shape your funding
• The OCF forms, decoded, with a tracker for every submission
• Your auto policy, adjuster calls and medical team in one place
• What to do if your insurer says no, and how the LAT process works
• Cover for pedestrians, cyclists and passengers, and when there is no insurance

Every worksheet is fillable on your phone, tablet or computer, so you can record what happens the moment it happens. This is the Ontario edition. Pair it with your National MVA Guide for the full picture of your recovery.

You focus on healing. Let the Guide hold the record.

Questions? Reach us at Recovery@hurtsquare.ca